To calculate the gain on a credit buy-back, save time and money, use the simulation tools available on the internet. Free and without obligation, they are easy to use, fast and extremely effective. With a few clicks, you have an idea of your future monthly payment.
Assess your financial situation
When you are having cash flow difficulties, the first essential step is to make your own financial statement.
Look in particular at the composition of your expenses and identify the largest expenditure items.
It could be :
- school fees for your children,
- insurance, leisure,
- or the monthly repayment of the various loans you have taken out, etc.
Thanks to this study, you can try to reorganize your expenses, or when your debt becomes too large, you can quickly seek suitable solutions, such as a restructuring of your debts.
Quickly estimate your future monthly payment
With an online loan redemption calculation tool, you just need to indicate the criteria relating to your financial situation, as well as your objectives for this financial arrangement. The principal remaining due for each credit appears on your last statement for a consumer loan, or on the amortization table in the case of a mortgage.
The besttauxsolutions.com simulation tools automatically integrate the penalties for early repayment of your home loans to be paid to your current creditors.
Depending on the total of the loans to be consolidated and your constraints, your new monthly payment is estimated. If it still seems excessive compared to your income, repeat the operation as many times as necessary by increasing the repayment period.
Certainly, you will repay over a longer period, and the total cost of the credit will be higher than all of the old ones, but at the same time, you will rebalance your monthly budget and find a little serenity.
Get support from credit repurchase professionals
In addition to the credit repurchase calculation, online simulators allow you to assess your debt ratio, submit your request directly online, or simulate a loan grouping by including additional financing.
The results displayed are however purely informative. On the one hand, the result does not include any ancillary costs or insurance, which can however significantly increase the overall cost. On the other hand, the simulation is based on the average rate of recent cases and market prices.
To obtain a personalized, more complete and precise proposal, it is preferable to contact the financial advisers of your Capital Lender intermediary. They offer you offers from several establishments and the terms of which have been optimized to meet your needs.
They will help you maximize the savings on your loan pool by also negotiating individual borrower insurance for you at a more attractive rate. And of course, your anonymity and the confidentiality of your information are guaranteed!